A Bank Is to Own One ” . You can take a look at his ten - point platform for how the president right now could actually break up the big banks and return the rule of law to Wall Street by essentially restoring the “ cops on the beat ” who have been laid off from Wall Street – the FBI agents , the SEC , Securities and Exchange Commission agents , etc . , Department of Justice appointees , who should be regulating Wall Street . And he makes the point that Wall Street does not regulate itself and that through the agencies the president could essentially ensure that regulatory requirements are put in place that would make the so - called “ cash on hand ” requirements commensurate with the level of risk undertaken by the banks , and that that would enable the banks to downsize , which would profoundly change the way of things .